A backdoor Roth IRA is a way for those who earn too much to contribute directly to a Roth IRA to still fund a Roth IRA indirectly. The backdoor Roth generally starts with an after-tax contribution to a traditional IRA, followed by a conversion to a Roth IRA. How does a backdoor Roth work? First, … Read more
updated: November 21, 2024 Visa is one of the largest credit card networks in the world. So, it’s no surprise that there are millions of Visa-branded cards— from cash back reward cards to travel credit cards—to choose from. When scoping out your options, you should know about the benefits of each. Most credit card issuers … Read more
The no-annual-fee card_name is unlike any credit card you’ve ever seen. In fact, it’s not a credit card—not really. It’s more of a credit card/personal loan hybrid. That makes for some neat features (and some annoying ones, too). Upgrade Cash Rewards Visa® Credit score credit_score_needed Welcome offer bonus_miles_full Pros: Solid return rate for all purchases … Read more
Miles earned in the United MileagePlus program are worth approximately 1.2 cents each, although the value you actually get will depend on how you redeem them. This average value per mile was calculated based on the costs of multiple award flights booked in different cabins, with different itineraries, and on a range of travel dates. … Read more
United Airlines is one of the largest airlines in the world, flying to every continent aside from Antarctica. Given the volume of its flights, United has brought in many loyal customers over the years. Those loyal customers often want a credit card to book their flights, and the card_name is a clear option. However, with … Read more
If you’re looking for a way to maximize your savings deposits, certificates of deposits (CDs) could be a good option. Online banks and credit unions often offer better returns on CDs than other savings products. Two-year CDs are considered long-term CDs. And while they require you to lock up your money for a couple of … Read more
Citi is one of a handful of credit card issuers in the U.S. offering multiple credit cards to fit just about any lifestyle. This is a good thing, but it makes choosing the best Citi credit card for your situation a challenge. We’ve sifted the options so you don’t have to. Below are seven top … Read more
The best gas credit cards are designed to help maximize your savings and lower the cost of trips to the gas pump. You may be considering a gas credit card if you have a long commute, a vehicle with a low miles per gallon (MPG) rating, or a family that treats you like a taxi. … Read more
Interested in adding a new tool to your financial utility belt? There are loads of rewards credit cards to choose from—but your pick will depend on your financial goals, spending habits, and credit score. We’ve curated a selection of rewards credit cards, ranging from straightforward options to premium choices, whether you’re simply looking for cashback … Read more
Credit card users who want to spend less than $100 on their annual fee have a surprising range of options offering a lot of value at a reasonable price. While it’s possible to upgrade to pricier, ultra-premium credit cards, the credit cards in this group have high earnings rates and attractive intro offers. Our top … Read more